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At Member One Federal Credit Union, we’re committed to providing solutions that help you successfully manage your finances. That commitment is built on a tradition of financial success. As a not-for-profit financial cooperative owned and operated by our members, Member One reinvests profits in our members by offering higher dividend rates on deposit accounts, lower rates on loans, fewer fees and 24/7 convenience. Member deposits are federally insured up to $250,000 by the National Credit Union Association (NCUA), the strongest deposit insurance fund in the country. Member One also gives back to the community through generous donations to non-profit organizations, charities and community projects.